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US currency is available at Gulf & Fraser branches and in Gulf & Fraser ATMs.
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Our boutique branches, including Brentwood, Metrotown and West End, offer US currency in the ATM only.
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The "buy rate" in the ATM is set by the Exchange. You may find a preferential rate by ordering through a Gulf & Fraser branch.
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If you require an amount in excess of $10,000 US, your branch can give you a live US dollar exchange rate quote.
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US dollar exchange rates are updated daily. Buy and sell rates are listed from the member’s perspective.
Find the competitive interest rate you need for any product
Mortgages
Term deposits
Accounts
Foreign exchange
Featured mortgage rates
Residential mortgages
1 year closed
Residential mortgages
3 year closed
Residential mortgages
5 year closed
| Residential First Mortgages | Rate |
|---|---|
| 1 Year (Open) |
9.25%
|
| 1 Year (Closed) |
6.14%
|
| 2 Year (Closed) |
5.79%
|
| 3 Year (Closed) |
4.79%
|
| 4 Year (Closed) |
4.79%
|
| 5 Year (Closed) |
4.79%
|
| 7 Year (Closed) |
5.59%
|
| 1 Year (Open Variable) Prime + 0.70% |
6.15%
|
| 5 Year (Closed Variable) Prime - 0.56% |
4.89%
|
| Special rate for CMHC or SAGEN Insured Mortgages – 5 year fixed |
4.29%
|
| 25 years or less amortization qualifies for - 0.10% discount |
-0.10%
|
Let’s lock in the right rate for you
Our advisors are just a live chat, video, or phone call away to help you secure your rate.
Not finding the rate you need? Talk to us for a personalized rate solution.
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Featured term deposit rates
Term deposit
1 year
Term deposit
2 year
Term deposit
5 year
| Term Deposit Specials | Rate |
|---|---|
| 18 Months Cashable term |
2.75%
|
| Short Term Non-Redeemable | Rate |
|---|---|
| 30-59 Days |
2.00%
|
| 60-89 Days |
2.25%
|
| 90-119 Days |
2.60%
|
| 120-179 Days |
2.60%
|
| 180-364 Days |
3.10%
|
| Long Term Non-Redeemable Annual Interest Term Deposit | Rate |
|---|---|
| 1 Year |
3.75%
|
| 1.5 Years |
3.75%
|
| 2 Years |
3.50%
|
| 3 Years |
3.30%
|
| 4 Years |
3.30%
|
| 5 Years |
3.30%
|
| US Dollar Term Deposit | Rate |
|---|---|
| 30-59 Days |
1.75%
|
| 60-89 Days |
1.95%
|
| 90-119 Days |
2.15%
|
| 120-179 Days |
2.40%
|
| 180-364 Days |
3.10%
|
| 1 Year |
3.60%
|
| 1.5 Years |
3.50%
|
| 2 Years |
3.50%
|
| 3 Years |
3.45%
|
| 4 Years |
3.35%
|
| 5 Years |
3.35%
|
How to ladder your term deposits for maximum growth
Learn how to ladder your term deposits to reduce risk while maximizing your investments’ rate of return.
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Get the lowdown on the market, your investment options and compounding interest in our podcast.
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Find out how to maximize growth and minimize your tax with tax-smart investing strategies.
Featured chequing & savings account rates
Savings account
Personal and business
US dollar account
Personal and business
High-interest savings
Personal and business
Personal Accounts
| Spending Accounts | Rate |
|---|---|
| Personal and Business US Dollar |
0.05%
|
| Savings Account (Interest Calculated CDB, Paid Monthly) | Rate |
|---|---|
| Personal and Business Savings Accounts |
0.05%
|
| High Interest Savings - Non-Registered (CDB/M) (Interest Calculated on CDB, Paid Monthly) | Rate |
|---|---|
| $0 to $99,999 |
1.30%
|
| $100,000 to $249,999 |
1.30%
|
| $250,000 to $499,999 |
1.30%
|
| $500,000+ |
1.30%
|
Business Accounts
| High Interest Business Savings (CDB/M) | Rate |
|---|---|
| $0 - $4,999 |
1.50%
|
| $5,000 - $24,999 |
1.50%
|
| $25,000 - $59,999 |
1.50%
|
| $60,000 - $99,999 |
1.50%
|
| $100,000 - $499,999 |
1.75%
|
| $500,000 - $999,999 |
2.00%
|
| $1,000,000 - $4,999,999 |
2.25%
|
| $5M+ |
2.50%
|
The power of paying yourself first
Find out how to accelerate your savings growth by paying yourself first.
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Learn everything you need to know about identity theft, digital scams and how to stay safe online.
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Discover what an emergency fund is, why it’s important and tips for how to set that money aside.
US currency
| Foreign Exchange Rates | Buy Rate | Sell Rate |
|---|---|---|
| United States (Dollar) |
1.4641
|
1.4091
|
What you need to know about getting US currency at Gulf & Fraser
Other foreign currencies
We buy & and sell approximately 60 different currencies, at competitive rates. To get the latest rates for any of these, please contact your local branch.
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All rates are subject to change without notice, and are not guaranteed unless confirmed by phone or fax.
Our calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit a Gulf & Fraser branch to seek personalized advice from qualified professionals for all your personal finance issues.
At Gulf & Fraser, we're here to power your possible
GFCU Savings contact
The GFCU Savings call centre hours are open from 7:00am-7:00pm Monday to Friday and 8:00am-4:00pm on Saturday.
Local: 1-250-442-5511
Toll-free: 1-866-442-5511
Email: info@gfcu.com
©2024 Gulf & Fraser. All rights reserved. Gulf & Fraser and GFCU Savings are trade names of Beem Credit Union.
